5 Financial Habits I Swear By

Rachel Cruze· 649K subscribers

5d ago · English audio

After 15 years of working in personal finance, here are 5 money habits I swear by! 👇🏼 1. Have a plan. Make a monthly budget in @EveryDollar so you know where your money is going, and think about what you’re working toward long term. 2. Think long term. Don’t let short-term events or market changes throw off your investing goals.…

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ABOUT THE CHANNEL

Rachel Cruze

Hi, I’m Rachel! I love Jesus, pizza and the Enneagram, and I’m the host of The Rachel Cruze Show—which you’ll find here on YouTube, on Facebook, and wherever you listen to podcasts. I teach people how to get out of debt and win with money. As Dave Ramsey's daughter, I was taught from an early age how to give generously, spend wisely, and save for the future. I understand the dangers of debt and have seen…

3.3×Score at discovery

214.3KViews

63.2KMedian · 42 videos

Outlier score

This score was measured on Tue, 27 Oct 2026 19:39:14 GMT. Current view counts may differ.

207.1K views ÷ a 63.2K baseline = 3.3×. Compared with 42 earlier videos from the same channel, matching the format recorded at scoring time. Older-upload baseline: reference videos had at least as long to gain views. This comparison is not age-matched.

YouTube snapshot: Tue, 27 Oct 2026 23:27:05 GMT. Counters may have changed.

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Primary niche

Household budgeting, saving habits and everyday money management.

Additional niche

Borrowing, credit records, loan repayment and consumer debt decisions.

Additional niche

Asset allocation, diversification and investment risk assessment.

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